Chocolate Yum Yum Cupcakes

1 pkg (8oz) cream cheese, soft
1/3 cup sugar
1 egg
6 oz chocolate chips (I like the mini ones)
1/2 tsp vanilla

1 1/2 cup flour
1 cup sugar
1/4 cup cocoa
1 tsp baking soda
dash of salt
1 cup water
1/3 cup oil
1 Tbsp vinegar
1/2 tsp vanilla

Combine the first set of ingredients in a bowl and blend in chips. In another bowl combine ingredients, sift the dry ones first and then add the liquids. Fill muffin cups 1/3 the way full with chocolate mixture. Drop 1 Tbsp of cream cheese mixture on top. Bake at 350 for 30-35 minutes.